Services	Typical Rates	Our Rates
Application Fee	$75 - $150	FREE
Setup Fee	$50 - $125	FREE
Retail Programming Fee	$150 - $175	$0.00 - $89.00
Overlimit Fee	Varies	FREE
Discover Setup Fee	$25	FREE
American Express Setup Fee	$25	FREE
Web Shopping Cart	$249	FREE
Real-Time Online Processing Terminal	$295 - $995	FREE
Retail Swipe Terminal With Printer	$195 - $795	FREE
Customer Support	8am-8pm/Mon-Fri	24 hrs/day 7 days/week
Credit Restrictions	Very Strict	Not an issue
Retail Discount Rate (Swipe)	1.94% - 2.05%	1.49% to 1.84%
Internet Discount Rate (Internet/Mail/Phone)	2.45% - 2.75%	2.39%
Transaction Fee	$0.35 - $0.50 per transaction	$0.25 per transaction
Statement / Service Fee	$12 - $25 per month	$10 per month
Internet Gateway Fee	$25 - $35 per month	$19.95 per month
Approval Time	2 - 3 weeks	Instant Approvals*

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After you have completed the online application, you will be instantly notified by email regarding the status of your merchant account. If you have questions filling out our online application, please call us toll-free at: 1-877-891-8409.